We have the local knowledge, skills, and experience to help you through what could otherwise be a very stressful buying process. This is a fast-moving market, and you need agents who know how to confidently navigate and negotiate competitive multiple-offer situations. Our approach is a consultative one, not pushy or "sales-y". We want to educate and empower you to make the right decision for you and your family.

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Buying a Home

From property hunting and contract negotiations, to inspections, appraisals, and legal paperwork, we’ll guide you expertly through the process to help you meet your goals with ease. With a team who has extra training such as Accredited Buyer Representative® and Real Estate Negotiation Expert®, you can be assured that your biggest investment is in good hands. We do not charge any admin fees, and the buyer's agent commission is paid by the seller through the listing agent on listed properties.

Contact us today to set up a free buyer consultation and get your questions answered so that you can move forward with confidence.

 

 

 

Frequent Buyer Questions

Planning ahead is key! Depending on the loan program you choose, you may have a down payment, plus earnest money, closing costs, and moving costs. We recommend you save for a healthy down payment, plus a sum to cover the fees you will incur during the home buying process. That being said, there are loan programs that offer down payment assistance, if needed.
For earnest money, plan for about 1% of the list price of a house. It is paid by you as soon as you go under contract of a property and is held in a trust account until closing, then credited back to you, as long as you fulfill your obligations under the contract. Buyer closing costs vary, so talk to your lender about what to expect for your situation.
If you are purchasing your home with a loan, you will need to find a lender and get pre-approved (a pre-approval letter is often required to submit with an offer). We can provide you with a list of trusted lenders, if needed. For a mortgage pre-approval, expect to provide proof of income, debts, bank statements, etc. Lenders will be checking your credit report, so make sure you are informed of your score and try to improve it if the number is too low. If your credit score is good, maintain it that way by avoiding credit and making any large purchases until closing day.
The good news is that you likely won't need to pay anything for buyer's agent representation because it is generally paid by the seller through the listing agent. And we do not charge any buyer admin fees!

Escalating home prices have both buyers & sellers worried that the market is just “too good to be true,” and agents across the U.S. are getting bombarded with the ultimate question:
“Are we in a housing bubble?”

Last year, home values appreciated a whopping 10% on average across the country. And while this year’s growth isn’t expected to match it (experts are predicting closer to 5%), buyers and sellers are still worried that home prices are too high and that depreciation is likely to follow.
However, unlike the Housing Bubble years of the mid-2000s, the major factor driving up home values is that we are also in a dire inventory shortage.

A balanced real estate market’s inventory sits around 6 months. Today’s current market is at 1.9 months, a historically low amount of homes for sale. On top of that, inventory has slowly been declining for years now: we’ve been under 5 months inventory for the last three. In comparison, the inventory level from 2005 and 2007 increased from 5 months to 11 months, a vast over supply of homes that did not warrant the price appreciation that went along with it.
So, throwing it back to your high school economics class, the biggest driver of price appreciation is a simple case of supply and demand, hence what we’re seeing in the market today.

Source Credit: www.Keeping Current Matters.com

There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming household wealth.

As Freddie Mac explains:
“Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through the creation of equity...Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability.”

Odeta Kushi, Deputy Chief Economist at First American, also notes:
“The wealth-building power of homeownership shows that home is not only where your heart is, but also where your wealth is...For the majority of households that transition into homeownership, the most recent data reinforces that housing is one of the biggest positive drivers of wealth creation.” With continuing record low mortgage interest rates, it continues to be a great time to buy a home.

Source Credit: Keeping Current Matters, March 16, 2021

Buyer Info Guide

Click on the link below for a copy of our informative Buyer Info Guide, and please get in touch if you have questions.

Buyer Questionnaire

Please enter your information below to complete our online Buyer Questionnaire. This provides us with many of the details that we will need to effectively search for properties for you. Thank you!

Let Us Serve You

It is clear that you have many choices in who can help you with your home sale or purchase. Since 2010, we have continually strived to serve, hustle, communicate, and over-deliver on our client's expectations. From our upscale and extensive marketing and home staging services on our listings, to our individually tailored home-buying services and our expertise in real estate negotiations, we want you to have a 5-star experience working with us. We are proud to say that is what we have consistently delivered, and as a result have worked with many of our clients in multiple transactions over the years.